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While every care has been taken in publishing information on this site, no representation, warranty or undertaking (express or implied) is given and neither responsibility nor liability is accepted by Standard Bank and any member of the Standard Bank Group Limited or its employee and agents as to the accuracy of the information contained herein. Standard Bank and no member of the Standard Bank Group Limited can be held liable for the use of and reliance on these opinions estimates and findings. All opinions estimates and findings contained on this site may be changed after publication at any time without notice.

The information contained on this site is not intended as advice. Should the information lead you to consider entering into any transaction in relation to the financial product you must take note of the following: there are intrinsic risks involved in transacting in any products; no guarantee is provided for the investment value in a product; any forecasts based on hypothetical data are not guaranteed and are for illustrative purposes only; returns may vary as a result of their dependence on the performance of underlying assets and other variable market factors; past performances are not necessarily indicative of future performances; unless a financial needs analysis has been conducted to assess the appropriateness of the product, investment or structure to your unique particular circumstances, we caution you that there may be limitations on the appropriateness of the information for your purposes and you should take particular care to consider the implications of entering into the transaction, either on your own or with the assistance of an investment professional. Prospective investors should obtain independent advice in respect of any product detailed on this site as Standard Bank provides no opinion or advice including without limitation investment, tax or legal advice and makes no representation or warranty about the suitability of a product for a particular client or circumstance.

There may be various tax implications to consider when investing in the product and you must be aware of these implications before investing. Standard Bank and the Standard Bank Group Limited do not accept liability for the tax treatment by any court or by any authorities in any jurisdiction in relation to any transaction based on the information. It is strongly recommended that individual tax advice be sought before entering into any such transaction.

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