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Important Notice:

No material or publication on this website constitutes an offer or the solicitation of an offer for the sale or purchase of any security. Whilst The Standard Bank of South Africa Limited (“Standard Bank’) has taken care to ensure that the content and services on this site are accurate, we do not warrant that the site, any tools such as calculators, software, information, content or other services will be error-free or will meet any particular criteria of accuracy, completeness, reliability, performance or quality and expressly disclaim all such implied warranties.

Whilst all reasonable precautions have been taken Standard Bank does not warrant that this site or any downloads via this site are free from viruses or destructive code. Standard Bank and the Standard Bank Group Limited and any of their affiliates, shareholders, agents, consultants, directors, officers or employees are not liable for any damages whatsoever relating to your use of this site or the services offered or information made available on this site or your inability to use this site or any of the information or services. This includes without limitation any direct, indirect, special, incidental, consequential or punitive damages howsoever arising and regardless of whether we were advised of the possibility of such loss or damage.

While every care has been taken in publishing information on this site, no representation, warranty or undertaking (express or implied) is given and neither responsibility nor liability is accepted by Standard Bank and any member of the Standard Bank Group Limited or its employee and agents as to the accuracy of the information contained herein. Standard Bank and no member of the Standard Bank Group Limited can be held liable for the use of and reliance on these opinions estimates and findings. All opinions estimates and findings contained on this site may be changed after publication at any time without notice.

The information contained on this site is not intended as advice. Should the information lead you to consider entering into any transaction in relation to the financial product you must take note of the following: there are intrinsic risks involved in transacting in any products; no guarantee is provided for the investment value in a product; any forecasts based on hypothetical data are not guaranteed and are for illustrative purposes only; returns may vary as a result of their dependence on the performance of underlying assets and other variable market factors; past performances are not necessarily indicative of future performances; unless a financial needs analysis has been conducted to assess the appropriateness of the product, investment or structure to your unique particular circumstances, we caution you that there may be limitations on the appropriateness of the information for your purposes and you should take particular care to consider the implications of entering into the transaction, either on your own or with the assistance of an investment professional. Prospective investors should obtain independent advice in respect of any product detailed on this site as Standard Bank provides no opinion or advice including without limitation investment, tax or legal advice and makes no representation or warranty about the suitability of a product for a particular client or circumstance.

There may be various tax implications to consider when investing in the product and you must be aware of these implications before investing. Standard Bank and the Standard Bank Group Limited do not accept liability for the tax treatment by any court or by any authorities in any jurisdiction in relation to any transaction based on the information. It is strongly recommended that individual tax advice be sought before entering into any such transaction.

Members of the Standard Bank Group Limited, Standard Bank or any affiliate, their directors officers and employees may have long or short positions in the securities mentioned on this site or related investments, and may add to, dispose of or effect transactions in such securities or investments for their own account and may perform or seek to perform advisory or banking services in relation thereto.

The contents of this site may not be copied or reproduced in whole or in part without the prior consent of Standard Bank. The investment services and information (the "services") available on this website are only available to residents of the Republic of South Africa ("RSA") and legal entities incorporated in terms of the laws of the RSA (collectively referred to as "RSA residents"). Any use or attempted use of the services by any one else could result in civil action or criminal prosecution. Without prejudice to the foregoing, the use or attempted use of the services by persons or entities of the United States of America, Canada, the United Kingdom, Australia or Hong Kong are hereby expressly prohibited.